Accept Real-Time Payments (RTP®) Merchant Account – The Future of Instant Transactions

Accept Real-Time Payments (RTP®) with a Merchant Account from TodayPayments.com

Traditional banking processes are slow, costly, and inefficient. Accepting RTP® payments with TodayPayments.com ensures:

✅ Instant real-time payments – Transactions settle in seconds, not days.
✅ Alias-based transactions – Customers can use cell phone numbers or email addresses instead of full banking details.
✅ Multiple MIDs for all aliases – Businesses receive custom Merchant Identification Numbers (MIDs) for better organization.
✅ 24/7 online enrollment – Never visit a bank physically to apply for RTP®.
✅ QuickBooks® QBO integration – Automated reconciliation and transaction tracking.

Premier RTP® Merchant Account Services by TodayPayments.com

✅ Accept Both RTP® & The FedNow® Service for Instant Processing

• We provide merchant accounts for both The FedNow® Service and RTP®.
• Most banks won’t offer this combination, but TodayPayments.com does!

✅ Enroll Multiple RTP® Accounts with Different Banks & Credit Unions

• We enable businesses to link multiple financial institutions under one platform.
• Ideal for companies with multiple divisions, subsidiaries, and multi-bank relationships.

✅ Custom Hosted Payment Pages for RfP Invoicing

• Generate custom payment pages linked to ISO 20022-compliant invoices.
• Send payment hyperlinks via text, email, and SMS for seamless transactions.

✅ Support for Multiple Email Addresses & Cell Phone Numbers

• Assign separate MIDs for each alias (email or phone number).
• Even businesses with 100+ identifiers can enroll effortlessly.

✅ Real-Time Payments Across 50 States

• Works with multiple banks and credit unions nationwide.
• Ideal for businesses operating in multiple locations.

✅ "FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.

• Treasurers and CFOs can manage transactions instantly using our reconciliation tools.
• No additional costs—this is a free feature!

✅ Step-by-Step Guide for U.S. Merchants to Accept RTP® Payments

1️⃣ Sign up online at TodayPayments.com—no in-person bank visits required.
2️⃣ Register your cell phone number and email address as aliases for RTP® transactions.
3️⃣ Enroll multiple bank accounts and consolidate transactions across different financial institutions.
4️⃣ Receive unique MIDs for each alias, allowing better payment tracking.
5️⃣ Integrate RTP® with QuickBooks® QBO for automated financial reconciliation.
6️⃣ Accept instant RTP® payments via mobile, email, and SMS invoicing.

Key Benefits of Accepting RTP® with TodayPayments.com

🔹 Eliminate Credit Card Fees & Processing Delays

• RTP® transactions cost significantly less than traditional credit card payments.
• No chargebacks, PCI compliance fees, or high processing costs.

🔹 Instant Real-Time Payments for Faster Cash Flow

• Funds settle in seconds—no more waiting for days.
• Ideal for payroll, supplier payments, and invoice settlements.

🔹 No Physical Bank Visits – 100% Online Enrollment

• Apply anytime, anywhere, with no need for in-person applications.
• Faster approval process compared to traditional banking.

🔹 Secure Payments with Alias-Based Transactions

• Never expose full banking details—use a phone number or email alias instead.
• Ideal for businesses focused on security and fraud prevention.

🔹 Multiple MIDs for Organized Payment Management

• Assign unique MIDs by business location, department, or subsidiary.
• Enhance financial reporting and transaction tracking.

🔹 24/7/365 Payment Processing

• Accept and send RTP® payments anytime—including weekends & holidays.

Industries That Benefit Most from Accepting RTP® Payments

Retail & E-Commerce

• Accept real-time payments for online and in-store transactions.
• Reduce pending transactions and improve customer experience.

B2B & Wholesale Payments

• Instant vendor payments reduce delays in the supply chain.
• Eliminate wire transfer fees and ACH processing hold times.

Subscription & Membership Services

• Automate recurring payments with no chargeback risks.
• Perfect for SaaS, fitness clubs, and membership-based businesses.

Freelancers & Gig Economy

• Get paid instantly using a phone number or email alias.
• No more delays in accessing earnings.

High-Risk Industries

• No merchant account restrictions based on industry type or credit history.
• Perfect for industries typically declined by banks, including CBD, adult, and gaming.

Accept RTP® Payments with TodayPayments.com Today

Are you ready to offer instant, low-cost, and secure real-time payments?

Accept RTP® payments with TodayPayments.com and enjoy:

Instant transactions using phone numbers or email aliases.
Multiple MIDs for better financial organization and flexibility.
100% online enrollment—no bank visits required.
Lower processing costs with no chargebacks or PCI fees.
Seamless integration with QuickBooks® QBO for automated financial tracking.

Sign up today with TodayPayments.com and start accepting real-time RTP® payments instantly!